Service

Protection

We believe protection is more than just insurance. It’s about gifting you the peace of mind that comes from knowing everything is perfectly arranged and ready for when you or your loved ones need it. It’s about ensuring that you can sleep easy, knowing everything is taken care of. So, let’s secure your peace of mind together!

Independent Protection & Insurance Advice protecting you and your loved ones.

Navigating through the world of options and policies can be tricky, but don’t worry, we’re here to help! We’ll guide you through every step, making sure you understand all the choices available to you.

We’re also on hand to offer advice on the best trusts for your needs, and we’ll break down any potential tax issues with certain policy types in a way that’s easy to understand.

Our goal? To make sure you get the right money, to the right people, exactly when you need it. Because we believe in making things simple, clear, and tailored just for you.

Tailored Experience

Our advice is centred around you.

Independence

We are not tied to any products or providers.

Trust Experts

Trust advice and arrangement for no extra charge on new policies.

Regulated Expert Advice

Fully qualified FCA regulated protection specialists.

FAQs

Do I need life insurance to get a mortgage?

When obtaining a mortgage, legally, life insurance is not required.
However, there are compelling reasons to consider it.

Life insurance provides financial protection for homeowners, peace of mind, and ensures that your family won’t be burdened by mortgage debt if you pass away.
While lenders don’t typically mandate life insurance, having it can make you more appealing to them.

Ultimately, the decision depends on your individual circumstances and priorities.
It’s advisable to discuss this with a financial adviser to determine the best approach for your situation.

How much will protection cost?

We understand that everyone’s needs are unique, and so is the cost of protection.
It can vary based on the type of coverage you choose, the level you need, and personal factors like your age and health.

We can tailor your protection to match your budget.

Why should I take advice on protection instead of arranging it myself?

Choosing an Independent Financial Advisor (IFA) for protection advice over a price comparison website is like choosing a tailor-made suit over a one-size-fits-all.
With us, you get personalised advice tailored to your unique needs and circumstances.
We will take the time to understand your situation, your goals, and your concerns.

Unlike price comparison websites, which simply list policies based on cost, we look beyond the price tag.
We consider the quality of the cover, the reliability of the provider, and how well the policy matches your needs.
Remember, protection is not just about finding the cheapest policy; it's about finding the right one.

What types of policy can I choose?

Life Insurance ensures that your loved ones are financially secure, even when you’re not around.

Critical Illness Insurance provides a financial safety net if you’re diagnosed with a serious illness, allowing you to focus on recovery without worrying about expenses.

Income Protection Insurance steps in when you can’t, providing a regular income if you’re unable to work due to illness or injury.
Each policy is more than just a safety net; it’s your peace of mind, your financial stability, and your family’s future.

I own a business. Can you advise what polices I should have in place?

There are many ways for you to protect your business, employees and loved ones.

Business Life Insurance helps ensure the continuity of your business in the event of your untimely passing of you or your business partners and can also save loved ones tax.

Critical Illness Insurance provides a financial buffer if you’re diagnosed with a serious illness, allowing your business to stay afloat while you focus on recovery.

Income Protection Insurance steps in when you can’t, providing a regular income to your business if you’re unable to work due to illness or injury.

Get in touch

Partner with experts
for a better tomorrow.

We’re here to help! If you have any questions or need assistance with your financial planning, don’t hesitate to contact us. Your journey towards financial success starts here!

info@mkfa.co.uk
01908 764030
Lovat Bank. 37 Silver Street
Milton Keynes. MK16 0EJ
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